MYC Loyalty Membership

Zip account

Apply for your zip account and make as many purchases as you want up to your limit.

Payment flexibility

Everyone’s different. That’s why we let you tailor your payments to suit your lifestyle.

Own it

Every purchase you make with Zip is interest free. Online or instore, every time, every day.

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smarter way

The smarter way to pay for what you want today

Own it now. Pay later.

We only charge a $6 monthly account fee when you have an outstanding account balance.

If you pay off your balance by the due date, we’ll waive the fee.

That's it. Easy.

pay later


What is Zip Pay?

Zip Pay is an online shopping wallet with a credit limit of up to $1,000, always interest-free. A monthly account fee of $6 is only charged if there's money owing at the beginning of the month.

Repayments start from as little as $40 a month and can be scheduled monthly, fortnightly or weekly. You can also make additional one-off repayments whenever you like!

What is Zip Money?

Zip Money is a line of credit for larger amounts, generally $1,000 and above. Zip Money offers customers a guaranteed 3 months interest-free across all products and up to 36 months with some retailers. The length of the interest-free period varies among individual merchants and is confirmed with the user prior to purchase.

There is a small establishment fee based on your credit limit, which we confirm in your contract, as well as a $6 monthly account keeping charge while there is an outstanding balance.

MYC Loyalty Membership